Loan conditions

  • Without collateral
  • Fixed interest rate 15.0-17.0% of outstanding balance
  • Loan amount 10.000–100.000 ALL for new clients and 10.000-200.000 for returning clients
  • Loan period 1-12 month
  • Commission fee depending on loan period


Requirements for applicants

  • Age between 18-68 years old
  • Albanian citizen or person with long-term residence permit
  • Correct payment behavior
  • Bank account is not mandatory


Maximum loan amount depends on monthly income and credit obligations of the applicant. Installment schedule is calculated on the basis of annuity (monthly payments are distributed evenly throughout the loan period).